...LCCIL empowers people with disabilities to lead self-directed lives as valued members of the community.
Lake County Center for Independent Living, serving Lake and McHenry counties, is a 501(c)3 not-for-profit, disability rights organization. We exist to ensure that all people with disabilities have the tools they need to live independently. Governed and staffed by a majority of people with disabilities, we are a consumer-controlled organization, which means the services we provide are those chosen by our consumers. To learn more, click our ABOUT US page.
October 15- December 7
Are you on Medicare? Open Enrollment is here!
Remember, Medicare plans change every year, and between October 15th -December 7th, you can view your current plan, compare 2025-2026 Medicare Advantage and Part D Drug plans, and if necessary, switch plans to find the best coverage at the cheapest cost for you for the next year! See the below dates for further clarification:
Review: Your plan may change. Review any notices from your plan about changes for next year.
Compare: Use Medicare’s Plan Finder to find a plan that meets your needs. Visit the Medicare Plan Finder at Medicare.gov/plan-compare.
This is the one time of year when ALL people with Medicare can make changes to their health and prescription drug plans for the next year.
Decide: October 15 is the first day you can change your Medicare coverage for next year.
In most cases, December 7 is the last day you can change your Medicare coverage for next year. The plan has to get your enrollment request (application) by December 7.
Your new coverage begins January 1 if you switch to a new plan. If you stay with the same plan, any changes to coverage, benefits, or costs for the new year will begin on January 1.
Between January 1–March 31, if you’re in a Medicare Advantage Plan (like an HMO or PPO), you can leave your plan and switch to another Medicare Advantage Plan with or without prescription drug coverage or Original Medicare. If you switch to Original Medicare, you’ll have the option to also join a Medicare Prescription Drug Plan. Your coverage will begin the first day of the month after the plan gets your enrollment form. In certain cases, you may be able to make other changes if you qualify for a Special Enrollment Period.
We know that understanding your health insurance can be confusing and difficult. LCCIL is here to help! We have a group of certified SHIP counselors ready to provide assistance in explaining Medicare benefits, comparing, and enrolling in plans. You can contact us at 847-949-4440 or info@lccil.org
